Posts Tagged ‘tort’

Even the Insured Feel Strain of Health Costs

The New York Times reports that since 2001, employees’ average cost of an annual health care premiums for family coverage has nearly doubled — to $3,300, up from $1,800 — while incomes have come nowhere close to keeping up. Factor in other out-of-pocket medical costs, and the portion of the average American household’s income that goes toward health care has risen about 12 percent, according to the consulting and accounting firm Deloitte, and is now approaching one-fifth of the average household’s spending.

But I thought health care would become more affordable once we passed tort reform…wasn’t that one of the promises the insurance and medical lobbies made when they bought the Legislature and sold our rights?

Tags: insurance, tort, tort reform
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"Forget that Day in Court"

Excellent piece in yesterday’s Los Angeles Times describing how arbitration is supplanting jury trials. Here’s an excerpt:

“Tort reform is a game of bait-and-switch in which ordinary citizens have been snookered by carefully orchestrated and relentless propaganda into seeing a phantom boogeyman in the much-reviled “trial lawyer” who brings “frivolous lawsuits” to “runaway juries” that render “out of control verdicts” in “judicial hellholes,” making insurance rates and the costs of all goods and services go up. Well, none of those expenses have gone down, have they? All the while, the real target was the justice system set up by our founders to protect the average citizen, and now it is in serious peril.”

Well said, Ms. Garrity.

Tags: Jury, jury trials, lawyer, tort
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Texas Trial Judges Weigh In On "Tort Reform"

Some smart professors at Baylor Law School were skeptical of all the anecdotal “evidence” used by the business and insurance lobbies to push for more restrictions on the rights of injured plaintiffs, so they decided to poll Texas trial judges about “frivolous lawsuits” and “runaway juries.” Here is their conclusion, based on over 300 responses from judges across the state:

“The survey results confirm that most Texas trial judges do not see significant numbers of frivolous filings by people who have no business suing, and plaintiffs with legitimate suits are much more likely to be under compensated than to receive any windfall. Two primary goals for tort jurisprudence are for the victim to receive full compensation and to deter the tortfeasor, and when victims are not fully compensated and tortfeasors are not deterred, neither goal is met.”

Amen, brothers.

Tags: Jury, texas trial judges, tort
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Who Gets Hurt Most by "Tort Reform?"

Women, children, the elderly, minorities and those who are less-affluent, according to a study done by two professors at Emory University. Here is the abstract to the article:

“Tort reform may not affect all segments of society equally. Studies have shown that many tort reforms disproportionately reduce compensation to women, children, the elderly, disadvantaged minorities, and less affluent people. This study goes beyond tort reform’s disproportionate effect on compensation, to explore whether tort reform also has a disproportionate effect on accidental death rates. We explain that, theoretically, tort reform’s care-level effects and activity-level effects may disproportionately impact the accident rates of different groups. Using the most accurate, comprehensive data on medical malpractice tort reforms and state-level data from 1980-2000, we examine empirically whether tort reforms indeed have such a disproportionate effect. The results from our empirical analysis are consistent with our theoretical predictions. We find that the impact of tort reform varies substantially among demographic groups. When we consider the net effect of all the reforms in our study together, our results suggest that women, children, and the elderly do not enjoy tort reform’s benefits as much as men and middle-aged people. In fact, they might even be harmed by reform.”

Tags: tort, tort reform
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Tort reform not working? Gosh, who knew?

Good article in the Texas Observer dispels one of the big myths foisted upon Texans by the insurance industry in pushing “tort reform” back in 2003.

Quote: “Proposition 12, and the far-reaching changes in Texas civil law that it dragged behind it, was built on a foundation of mistruths and sketchy assumptions. The number of doctors in the state was not falling, it was steadily rising, according to Texas Medical Board data. There was little statistical evidence showing that frivolous lawsuits were a significant force driving increases in malpractice premiums. Perhaps the most insidious sleight of hand employed by Proposition 12 backers was their repeated insistence that medical malpractice insurance rates were somehow responsible for doctor shortages in rural Texas…The campaign’s promise, that tort reform would cause doctors to begin returning to the state’s sparsely populated regions, has now been tested for four years. It has not proven to be true.”

Tags: proposition 12, texas, tort, tort reform
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