Posts Tagged ‘texas’

Pity the poor insurance companies

Friday, May 16th, 2008

According to the National Association of Insurance Commissioners , companies selling medical malpractice insurance in Texas made $807,325,106 profit in the first three years following tort reform. In 2006, more than 50 cents of every dollar collected was profit.

Big Business as Usual at the Texas Supreme Court

Thursday, March 20th, 2008

Good editorial in today’s Houston Chronicle from Alex Winslow of Texas Watch:

Recent reports paint an ugly picture of irresponsible behavior by oil and chemical companies in Texas and across the country. In response to the BP Texas City tragedy, the federal agency responsible for policing workplace safety has started a review of the safety habits of U.S. refineries. The preliminary results paint a picture of carelessness, including 11 violations at a Port Arthur refinery. Meanwhile, the chemical industry continues to thumb its nose at Mayor Bill White’s call to reduce caustic benzene emissions in and around Houston.

The backdrop to all of this is Entergy v. Summers, a recent Texas Supreme Court decision allowing oil, chemical and manufacturing interests to escape accountability when they fail to ensure the safety of their work sites. When they cut corners on workplace safety, oil and chemical companies not only place their workers at risk, they also endanger the communities that surround the plants through increased chances of violent workplace and environmental disasters. The Texas Supreme Court has a chance to reconsider its position, and it should do so. In the meantime, big oil and chemical industries need to clean up their acts by putting public, workplace and environmental safety first.

Medicare won’t pay for hospital-caused injuries after October 1

Tuesday, February 19th, 2008

Medicare, soon to be followed by private health insurers, will no longer pay for medical treatment of preventable injuries caused by medical errors. Medicare lists eight “hospital-caused preventable injuries,” including urinary tract infections from catheters, falls, pressure sores, and embolism. After October 1st, if a Medicare patient develops one of these eight injuries, Medicare won’t pay for treatment. Apparently under this plan, hospitals cannot bill the patient, either.

I don’t know what to think about this. On one hand, if it truly becomes a matter of economic incentive for the hospitals, perhaps they will take more precautions to avoid these problems. On the other hand, this could lead to decreased quality of care for those patients who end up with these preventable injuries which no one is paying to treat. The number-crunchers in hospital administration might try to cut their loses by withholding appropriate and expensive care. It also seems that the patient could be caught in a tug-of-war between the hospitals and the insurers over whether or not something was preventable in the first place.

Bottom line, patients will end up getting screwed by this. Woe be to those in Texas, where the tort-deform insurance lobbyists and many of your elected representatives have just about driven the last nails into injured consumers’ coffins.

Texas Pipeline Explosion

Friday, February 15th, 2008

Just saw a report about multiple explosions involving gas pipelines in South Texas. The explosions occurred near the town of McCook in Hidalgo County, not far from the the U.S.- Mexico border.

Holiday Travel Safety Reminder

Friday, December 21st, 2007

Attorneys from the Fort Worth personal injury law firm of Laird & Cummings, P.C., are reminding everyone who may be traveling on interstate highways to stay safe and smart this holiday season.

Families traveling north to celebrate the holidays with love ones this year should be particularly aware of weather-related dangers on the roads. Take precautions, and check the weather before you leave.

“The difference in road conditions can be very tricky for drivers who aren’t used to driving on icy roads or in severe weather,” says attorney John Cummings, partner in the Fort Worth personal injury law firm of Laird & Cummings, P.C. “When you combine bad driving conditions with the fact that tractor trailer drivers are trying to make it home for the holidays themselves, you can see the dangerous combination.”

Nearly 5,000 people were killed in crashes on U.S. roads involving large trucks in 2006, according to the Federal Motor Carrier Safety Administration.

The National Transportation Safety Board and other respected highway safety research groups have found that nearly 40 percent of big truck crashes are due to fatigue. Studies show that extended periods without sleep can slow reaction times by as much as 50 percent, which is the same as having a .05 percent blood alcohol level.

Laird & Cummings, P.C., is a Fort Worth, Texas, personal injury law firm that represents individuals and families in cases involving personal injury, wrongful death, trucking accidents, medical malpractice, construction site accidents, products liability and business litigation.

Referral Fees in Texas

Friday, December 21st, 2007

Historically in Texas, there were no particular rules regarding the division of fees among lawyers or the payment of a referral fee from one lawyer to another for forwarding the case. In 2005, however, the Texas Supreme Court enacted new referral fee rules which do away with “pure” referral fees (those where the referring lawyer has no role in the case other than forwarding it to another lawyer). Now, referral fees in Texas must be based on either a “proportion of services” basis or a “joint responsibility” basis.

In a “proportion of services” situation, each lawyer performs substantial services on behalf of the client with respect to a particular legal matter. Each lawyer who participates in the division of the fee is required to perform services beyond simply being hired by the client and forwarding the case to another lawyer. There must be a “reasonable correlation” between services performed and the sharing of the fee between the referring lawyer and the handling lawyer.

In a “joint responsibility” situation, the referring lawyer assumes an ethical and perhaps financial responsibility for the representation. The referring lawyer must make a reasonable investigation into the client’s legal matter and refer the matter to a lawyer reasonably believed to be competent to handle it. The referring lawyer must monitor the matter throughout the representation, respond to client questions and keep the client informed of progress in the case, and assist the handling lawyer when necessary. “Joint responsibility” does not mean joint control, and the referring lawyer is not required to attend deposition or hearings or trial, or be copied on all pleadings and correspondence.

Importantly, attorneys must obtain the client’s written consent in advance regarding the basis for the referral and the division of fees. The complete rules pertaining to referral fees in Texas may be found in Rule 104 of the Texas Disciplinary Rules of Professional Conduct.

In our practice handling personal injury and wrongful death cases on a contingent-fee basis, we find that referrals on a joint responsibility basis are most common and most akin to the traditional referral fee arrangements our referring attorneys have enjoyed over the years.

Judge wants wrongful death lawsuit dropped

Monday, December 17th, 2007

Sharon Keller, the presiding judge of the Texas Court of Criminal Appeals (that’s the highest court in the state for criminal matters), has been named in a wrongful death lawsuit brought by the widow of Michael Wayne Richard. Richard was executed by the state on September 25th, after his lawyers tried unsuccessfully to file a last-minute appeal.

Keller contends that while she ordered the clerk’s office closed promptly at 5 p.m., state law clearly gave attorneys for death row inmate Michael Wayne Richard the power to contact judges on the court directly.

In papers filed in U.S. district court in Austin, Keller said Richard’s lawyers made no attempt to contact any judges on the court, even though three were available Sept. 25, the date of Richard’s execution in 1986 rape and murder of Marguerite Dixon, a Houston-area mother of seven. Keller said the clerk’s office was closed but the court’s building remained open.

Keller has garnered national attention for refusing to extend the court’s closing time prior to Richard’s execution, despite calls from Richard’s attorneys alerting her office they were experiencing computer problems and begging for extra time.

But in a motion to dismiss the suit, Keller said Texas law “provides a clear and unambiguous avenue for litigants to file documents with the (Court of Criminal Appeals) directly through any of its judges, so Richard did not need the CCA clerk’s office to stay open after hours to file his motion.” This is the first time Keller has claimed Richard’s lawyers could have directly gone to other judges on the court. She previously has tried to shift blame to Richard’s lawyers by saying they had all day to file.

Jim Harrington, director of the Texas Civil Rights Project, called Keller’s argument “shameless” and said “The rules of procedure in the law are supposed to serve justice and here you have a case where a guy’s life is at stake. It’s literally a matter of life or death and to fall back on some off-the-wall assertion, ‘go find a judge and file it that way’ is absurd. It makes a farce of the law.”

Story here.

Med Mal "Crisis" Over-Hyped in Maryland?

Monday, December 17th, 2007

Back in 2003, when the Texas Legislature bent over for the insurance lobby and capped damages on suits brought by victims of medical negligence, the justification for selling off our rights was typically some variant of a “crisis” facing doctors…too many “frivolous suits,” too many “runaway juries,” too high insurance premiums, too many doctors fleeing the state, etc., etc.
One of the solutions proposed by consumer groups back then was, sensibly, insurance reform. That is, the Legislature should take steps to rein in the insurers, or subsidize premiums for doctors in high-risk specialties or underserved areas, etc. Makes sense. But the insurers and the aligned big money interests wanted no part of that…don’t mess with the invisible hand of the free market, they said, despite the fact that they were charging more for less coverage in order to make up for bad business decisions made along the way (losses in the stock market, poor management, and so forth). So now we have Draconian damage caps and other hurdles affecting consumers but nothing to reform or stabilize the insurance market. Nada. Zip.
Apparently the same “crisis” was hyped in Maryland several years ago, when that state’s legislature contemplated ways to save their doctors. The state implemented a subsidy paid to the insurers to help the docs manage the higher premiums, the same proposal that went over like a lead balloon here in Texas.
The Washington Post reports that Gov. Martin O’Malley (D) now has concerns that his predecessor, Gov. Robert L. Ehrlich, Jr. (R), might have exaggerated the economic hardship facing doctors when he called the General Assembly into emergency session in 2004 to fix what he called a malpractice “crisis.” In the midst of a downward economic cycle for the insurers, a “crisis” was fabricated in order to ram “reform” through the statehouse.
Sounds oddly familiar. Unfortunately for Texans, it won’t be so easy to repair the damage done to our rights. Getting legislators on board to repeal subsidies to insurance companies is a no-brainer; getting them on board to restore patients’ rights at the courthouse is another matter entirely.

"Judicial Activism" in the Eye of the Beholder?

Tuesday, December 11th, 2007

Interesting. President Bush endorses Texas Supreme Court Justice Don Willett by saying “he is a proven conservative who understands courts should interpret and apply law, not legislate from the bench.” Yet Justice Willett authors a recent opinion - joined by the other eight justices - that “offends not only the law, but also court precedent, legislative intent, reason, custom and common notions of justice” in order to side with big business. As the Houston Chronicle points out, this ruling “makes the justices guilty of blatant judicial activism, which many conservatives regard as an unpardonable sin.”

Guess it depends on whose interests one is protecting…

Tort reform not working? Gosh, who knew?

Friday, October 19th, 2007

Good article in the Texas Observer dispels one of the big myths foisted upon Texans by the insurance industry in pushing “tort reform” back in 2003.

Quote: “Proposition 12, and the far-reaching changes in Texas civil law that it dragged behind it, was built on a foundation of mistruths and sketchy assumptions. The number of doctors in the state was not falling, it was steadily rising, according to Texas Medical Board data. There was little statistical evidence showing that frivolous lawsuits were a significant force driving increases in malpractice premiums. Perhaps the most insidious sleight of hand employed by Proposition 12 backers was their repeated insistence that medical malpractice insurance rates were somehow responsible for doctor shortages in rural Texas…The campaign’s promise, that tort reform would cause doctors to begin returning to the state’s sparsely populated regions, has now been tested for four years. It has not proven to be true.”

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Steven C. Laird Is Board Certified in Personal Injury Trial Law and Civil Trial Law by the Texas Board of Legal Specialization. Law Office Is Located in Fort Worth, TX

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